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An overview of consultation and coordination for mortgage, sale with right of redemption (khai fak) and refinancing, to help you compare your options.

  • Two-storey detached house with a front fence and gate in a leafy housing estateIllustration

    Mortgage

    จำนอง · jamnong

    Your property is registered as security for a debt. You keep ownership and can go on using the property as normal.

  • Single-storey house among gardens and rice fields, with distant hills and a rural settingIllustration

    Khai fak

    ขายฝาก · sale with right of redemption

    You sell the property with the right to buy it back within the redemption period (at most 10 years for real estate). Ownership passes to the buyer on the day the sale is registered.

  • Row of modern two-storey townhouses with front fences and parkingIllustration

    Refinancing

    รีไฟแนนซ์

    You take a new loan from a different lender to pay off an existing property-secured loan: the old mortgage is discharged and a new one is registered on new terms.

Talk to SapChad on LINE

LINE ID: @sapchadExample

The channel most of our customers prefer: ask questions, book a call and share property photos in one chat.

  1. 1Add the SapChad LINE Official Account as a friend
  2. 2Send your first message; the website code is added for you
  3. 3Our team replies and books a call at a time that suits you
Example conversationExample

Hello, I'd like advice about a khai fak on my house. — Hello, SapChad is happy to help. When is a good time to call you back?

The SapChad LINE Official Account is being set up. In the meantime, fill in the short form and our team will contact you.

Only send document photos when our team asks, and always cover the religion field on your ID card first.

Use the form insteadAll contact options