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Refinancing

What to compare when refinancing a property-secured loan in Thailand, the costs that may apply and how the process is coordinated.

What is Refinancing?

You take a new loan from a different lender to pay off an existing property-secured loan: the old mortgage is discharged and a new one is registered on new terms.

We provide consultation and help coordinate mortgage, khai fak and refinancing transactions. We are not a bank, lender, mortgagee or khai fak buyer, and we do not approve credit.(information awaiting confirmation)

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Row of modern two-storey townhouses with front fences and parkingIllustration

Real document examples: Refinancing

Real photos from past work show what the documents involved look like and what to look out for.

Personal data protected

Names, addresses, parcel numbers, locations and officials' names were covered before publication.

  • Registration recordsEach entry gives the registration date, type of transaction and parties, showing the plot's history.
  • Transaction dayA Land Office queue ticket: registration takes place at the Land Office during official working hours.
  • Title deedsThe issue date and the land official's seal are at the bottom of the deed.

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These photos are not an indication of loan amounts, returns or income, and they do not guarantee any lender's or buyer's decision.

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Talk to SapChad on LINE

LINE ID: @sapchadExample

The channel most of our customers prefer: ask questions, book a call and share property photos in one chat.

  1. 1Add the SapChad LINE Official Account as a friend
  2. 2Send your first message; the website code is added for you
  3. 3Our team replies and books a call at a time that suits you
Example conversationExample

Hello, I'd like advice about a khai fak on my house. — Hello, SapChad is happy to help. When is a good time to call you back?

The SapChad LINE Official Account is being set up. In the meantime, fill in the short form and our team will contact you.

Only send document photos when our team asks, and always cover the religion field on your ID card first.