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Mortgage (jamnong)

What a registered mortgage over Thai property means, the steps and documents involved, the costs to expect and the risks to weigh before deciding.

What is Mortgage?

Your property is registered as security for a debt. You keep ownership and can go on using the property as normal.

We provide consultation and help coordinate mortgage, khai fak and refinancing transactions. We are not a bank, lender, mortgagee or khai fak buyer, and we do not approve credit.(information awaiting confirmation)

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Two-storey detached house with a front fence and gate in a leafy housing estateIllustration

Real document examples: Mortgage

Real photos from past work show what the documents involved look like and what to look out for.

Personal data protected

Names, addresses, parcel numbers, locations and officials' names were covered before publication.

  • Transaction dayA continuation registration sheet showing a mortgage entry once registration is complete.
  • Registration recordsEach entry gives the registration date, type of transaction and parties, showing the plot's history.
  • Title deedsFront of a title deed: the owner's name, parcel number and area should match what you were told.

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These photos are not an indication of loan amounts, returns or income, and they do not guarantee any lender's or buyer's decision.

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Talk to SapChad on LINE

LINE ID: @sapchadExample

The channel most of our customers prefer: ask questions, book a call and share property photos in one chat.

  1. 1Add the SapChad LINE Official Account as a friend
  2. 2Send your first message; the website code is added for you
  3. 3Our team replies and books a call at a time that suits you
Example conversationExample

Hello, I'd like advice about a khai fak on my house. — Hello, SapChad is happy to help. When is a good time to call you back?

The SapChad LINE Official Account is being set up. In the meantime, fill in the short form and our team will contact you.

Only send document photos when our team asks, and always cover the religion field on your ID card first.